The Daverts, a Bay City, Mich., family suffering from disabling diseases, are one of the thousands of families who lost healthcare coverage for their children because of the difficulties of the Affordable Care Act, also known as “Obamacare.”
According to The Daily Caller, twin children Austin and Michaela, and their mother Melissa, all have brittle bone disease. The father, Ken, suffers from cerebral palsy.
President Barack Obama promised “families who wanted to keep their insurance could keep their insurance, and that clearly was not the case in our situation,” Melissa told The Christian Post in an interview Tuesday. Even though Davert and her husband still have coverage under Medicare, a letter from Blue Cross Blue Shield, their insurer, says their children’s private plan had to be dropped “because of the new Affordable Care Act requirement.”
The family’s health insurance bill went up 300 percent, and now they’re looking to take out loans and working while on disability to pay increased costs, Michigan Capitol Confidential reported.
"Up until now, our out-of-pocket maximum has been $2,500 combined for both children, which is a lot of money but certainly doable," Melissa said. "Now we're looking at a bill of $10,200 because we can't find a plan with less than a $5,100 deductible for each of our two children."
Brittle bone disease hinders natural skeletal growth, and people who suffer from it are more likely to break bones and develop infections.
Melissa tried to enroll her children on the exchange three times, but to no avail.
“A day or two before the deadline I called to find out our status,” she said. “We were put on hold, we got disconnected. Then they told us they lost our application.”
Melissa signed up a second time, but that didn’t work, either.
“We found out our children had been denied coverage,” she said. “The lady on the phone said, ‘Well, I’m sorry but I have no information as to why they have been denied.’”
An insurance agent told Melissa to apply for a third time, but the application was denied yet again.
"At this point, our only alternative was to file a complaint and that will take up to 90 days," Davert explained.
Since the Daverts don’t know why they were denied, they have no idea how to go about appealing their children’s denial of coverage.
If they do end up becoming eligible for the plan, Ken is searching for part-time jobs to pay for extra costs associated with it.
“It’s hard to believe that Obamacare is hurting the very families it was suppose to help,” Anne Schieber, senior investigative analyst at the Mackinac Center, told The Daily Caller. “Imagine a family with significant disabilities now thinking about taking out loans and re-entering the workforce just to pay for health insurance.”
Schieber adds that comprehensive federal laws are sure to make unintended consequences.
“This is what happens when government meddles with a critical segment of the economy instead of allowing the free market to do its magic,” she said.
Melissa called on several local politicians for help, but none gave any indication that they would do so.
Schieber filmed a video interview with the Daverts. Watch it below: