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Repo Man Pays To Have Car Returned To Elderly Couple

A St. Louis repo man raised enough money to have an elderly couple's car returned to them after they fell behind on payments.

Jim Ford had a tough job to do Nov. 16. He was instructed to repo a vehicle that belonged to 82-year-old Stanford Kipping and his wife, 69-year-old Pat, the St. Louis Post-Dispatch reported.

Ford took the couple's car at around 1 a.m. He called them the following morning and advised Pat to speak with the bank to try and work out a payment plan.

The couple was three months behind on their car payments. They owed a total of $350. The Kippings only had $30 in their bank account, money they needed simply to get through the week.

Ford, who works for Illini Recovery Inc, decided to visit the Kippings.

"I got to talk to them, and they were the nicest people," Ford told the Post-Dispatch. "They knew I had a job to do."

Pat, who suffers from diabetes, told Ford that the price for her and her husband's medications had gone up. Stanford, who was diagnosed with Alzheimer's and suffers from congestive heart failure and high blood pressure, was unable to get some of his medication for the month.

"They actually owed money to the pharmacy in town and the grocery on credit," Ford explained. The couple had a total debt of $2,200.

Pat told the newspaper she and her husband cried and were "very emotional" because they needed their car. The couple, who have been married for 26 years, did not tell their children about their money problems.

Ford decided to take action. He teamed up with his friend, Tom Williams, to create a GoFundMe account and raise money for the couple to pay their car off, KTVI reported.

In just one day, Ford and Williams raised $3,300 for the Kippings. They paid the car off and even had some repairs done. They returned the car to the couple on Nov. 21.

The Kippings reportedly cried tears of joy when they saw their car. Pat called Ford "wonderful" and said the whole situation was "almost like a miracle."

When asked why he made the GoFundMe page, Ford said Stanford reminded him of his grandfather.

"He was just a nice guy," Ford said.

Sources: St. Louis Post-Dispatch, KTVI / Photo credit: Tom Williams via St. Louis Post-Dispatch

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