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  • Credit_cards_small

    Expert Debate:Would a Credit Card Bill of Rights Ultimately Help or Harm Consumers?

    By Opposing Views Editorial Staff May 22, 2008

    Credit cards help finance our lives, but they can also bury us under an avalanche of debt. Proposals for a Credit Card “Bill of Rights," or a list of specific pro-consumer laws, aim to protect individuals by placing restrictions on credit card companies. But would such legislation end up doing...

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    Expert Debate:Who Has the Right Plan for America's Economy?

    By Opposing Views Editorial Staff July 14, 2008

    Massive bailouts, foreclosed homes, jaw-dropping gas prices, chaos on Wall Street. These are just a few signs of the U.S.'s struggling economy. As America enters the next chapter of its history, what impact will an Obama administration have on our economic future?

  • Free_internet_small

    Expert Debate:Should the Internet be Free?

    By Opposing Views Editorial Staff August 12, 2008

    If you’re reading this now, chances are you’re online. In the past decade the Internet has become a central force in our lives, responsible for everything from our bank accounts to our celebrity gossip, and with technology so prevalent some are now arguing for free broadband access. Should...

  • Gold_standard_small

    Expert Debate:Should the U.S. Return to the Gold Standard?

    By Opposing Views Editorial Staff August 12, 2008

    In the 2008 presidential primary season, candidate Ron Paul highlighted the gold standard as a major part of his campaign, prompting many Americans to ask: What is the gold standard? In short, the gold standard dictates that the value of our currency is determined by the value of gold. In such...

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    Expert Debate:Is Bottled Water Worth the Cost?

    By Opposing Views Editorial Staff August 12, 2008

    Just a few years ago, the thought of buying cases of bottled water would have seemed absurd. Today, however, Americans drink more than 30 billion bottles of water per year. As refreshing as a cold drink of water is, there is much debate as to whether Earth’s most abundant resource is worth...

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    Expert Debate:What are the Most Important Things To Know About an IRA?

    By Opposing Views Editorial Staff October 16, 2008

    Most of us would retire at 30 if we could, but unless you’re Bill Gates that’s probably not an option. Retirement planning is critically important, but many are still confused about what an IRA (individual retirement account) can do for them. What should you know before investing in a plan that...

  • Mccain_obama_economy_622x270_small

    Expert Debate:McCain or Obama: Who Will End the Financial Crisis?

    By Opposing Views Editorial Staff October 20, 2008

    The U.S. economy in 2008 has taken more sharp turns than a Formula 1 racer: the housing bubble, the frantically fluctuating stock market, government bank buyouts. As the newest president elect Barack Obama steps up to take the reigns of America's economy, his decisions will profoundly impact the...

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    Expert Debate:What Are the Best Ways to Make Your Home More Energy Efficient?

    By Opposing Views Editorial Staff October 23, 2008

    Flat screen TVs, video games, computers. The average American home today has more electronic devices than Radio Shack. But with concerns about conserving energy and saving hard-earned cash, what are some effective ways to become more energy efficient without having to pack up your family and move...

  • Topic:Money

  • Topic:Real Estate

  • Topic:Jobs and Careers

  • Opinion:GM Files for Bankruptcy, U.S. Government to be Majority Owner

    By Reason Foundation June 01, 2009

    Administration officials said late Sunday the federal government would provide an additional $30 billion to GM—which has already received about $20 billion in government loans—to help it restructure through bankruptcy . GM will follow a similar course taken by Chrysler LLC, which filed for...

  • Opinion:Who's to Blame for Fiscal Crisis? How About Voters

    By The Cato Institute June 02, 2009

    by Gene Healy There's plenty of blame to go around for the fiscal mess we're in. By ramming through a prescription drug benefit to Medicare, President George W. Bush launched the biggest expansion of entitlements in four decades. President Obama has added insult to injury by pushing through a...

  • Answer:When you can't qualify for a loan

    By Davis & Davis Associates February 07, 2010

    Renting is indeed lining your landlord's pockets. But beyond just that, there are so many advantages to owning a home that it could fill an entire book. In my nearly 20 years in real estate, I've never seen such an amazing time to buy a house. Inventory is plentiful and very low in price, money...

  • Answer:Do You Need Air?

    By Davis & Davis Associates February 07, 2010

    Listen, anyone who wants to buy or sell a house needs a real estate agent. I tell my students (I teach college real estate too), "You're not in sales, you're in service." A licensed Realtor should be competent in contractual law, an expert in communications, negotiations, and the details involved...

  • Answer:Less Than You Think!

    By Davis & Davis Associates February 07, 2010

    If I had a dime for each time a Sacramento home buyer told me an incorrect price-range, I'd be a wealth woman. The first thing anyone who's serious about purchasing a home has to do, is meet up with a reputable lender. Personally, I dislike bank loans as they are limited by their own programs...

  • Opinion:On Toyota Hearings: Keep in Mind, US Owns Parts of GM & Chrysler

    By Competitive Enterprise Institute February 24, 2010

    By Michael Fumento You don’t need to look for ulterior motives in the government attacks on Toyota, which include not just the current congressional hearings but such things as Transportation Secretary Ray LaHood’s warning that anyone who owns a recalled Toyota should...

  • Opinion:Ralph Nader's Shocking Solution to the Toyota "Problem"

    By Competitive Enterprise Institute February 28, 2010

    The answer to the problem of Toyotas running amok, says Ralph Nader in a Los Angeles Times op-ed today? Choose one response: 1. More regulation. 2. More regulation. 3. More regulation. 4. All of the above. He observes that the budget of the National Highway Traffic and Safety...

  • Poll:New Proposal: Should Ronald Reagan be on the $50 Bill?

    By Chris Scalise Opposing Views March 03, 2010

    Should Ronald Reagan replace Ulysses S. Grant on the 50-dollar bill? A new proposal hopes to accomplish just that, according to the Los Angeles Times . Rep. Patrick T. McHenry (R-N.C.) has introduced legislation to update the 50-dollar bill with the face of America's 40th president, citing...

  • Research:Consumers Plan to Reduce Holiday Spending This Year

    By Consumer Federation of America December 11, 2008

    Washington, DC -- Consumers have sharply weaker holiday spending plans this year compared to previous years, according to the ninth annual holiday spending survey conducted by the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA). Each year from 2003 to 2007...

  • Opinion:Don't Blame the UAW for the Auto Industry's Problems

    By Economic Policy Institute December 12, 2008

    The problems of the Big Three are not the result of the United Auto Workers (UAW) union, which has cut labor costs by billions of dollars. The problems are the result of the credit crisis, which has wrecked the market for auto loans and made it hard to borrow enough money to buy a car; the spike...

  • Analysis:Economic Myths and Other Tall Tales

    By The Retirement Pros December 18, 2008

    By Dr. Shelby Smith of The Retirement Pros Investments in the stock or bond markets are down considerably from one year ago. The economy is now officially in recession , joblessness has begun to rise in earnest and holiday sales are looking bleak. If you’ve been caught with market losses...

  • Opinion:Americans Need Another New Deal

    By Nomi Prins December 19, 2008

    The U.S. government has simply thrown money at our current financial crisis, rather than solving it. We should be reviving President Franklin Roosevelt’s New Deal policies, which eased the immediate crisis of the Depression and installed lasting solutions. The New Deal was a three-part plan. It...

  • Opinion:What to Resolve This New Year

    By Ayn Rand Center for Individual Rights December 26, 2008

    By Alex Epstein , analyst at the Ayn Rand Center for Individual Rights. Given the devastated state of many Americans’ finances, our New Year’s resolutions will take on greater significance this year. To “get out of debt” was often a casually stated goal to be set as midnight approached...

  • Opinion:We Must Pass the Employee Free Choice Act

    By AFL-CIO December 29, 2008

    In today’s New York Times , the editorial board makes a strong, clearly argued and unambiguous case that President-elect Obama needs to strengthen working families by pushing for a quick passage of the Employee Free Choice Act and giving his Labor Secretary-designate, Rep. Hilda Solis, the...

  • Opinion:The Ponzi Nation

    By The Heartland Institute January 05, 2009

    Looking back on 2008, Time magazine made a mistake in naming Barack Obama its Man of the Year. Oh, certainly Mr. Obama was consequential, but the iconic figure of the year, in fact of our time, was not the President-elect, but Bernie Madoff. When Mr. Madoff discovered his original investment...

  • Advice:What's Your Biggest Retirement Worry?

    By The Retirement Pros January 06, 2009

    By Dr. Shelby Smith of The Retirement Pros Your biggest worry about retirement is probably that you’ll run out of money before you run out of breath. For the past two years, I have been surveying boomers and seniors and over fifty percent have voiced this fear. These same surveys also tell...

  • Opinion:Jobs, Baby, Jobs

    By Brandon Brice January 07, 2009

    As a transplant to New York relocating from Detroit, better known as “Motown” or the “Motor City,” I know first hand  effects of job loss, especially when dealing with the auto-industry. Michigan’s once pride and joy, the big three; General Motors, Chrysler and Ford Motor Company...

  • Video:The Bush Years - Dubya Economics

    By The Daily Show With Jon Stewart January 09, 2009

    Compassionate conservatism and tax cuts highlight eight years of finance under George W. Bush. The Daily Show With Jon Stewart M - Th 11p / 10c The Bush Years: Dubya Economics POST YOUR COMMENTS BELOW

  • Opinion:The Next Catastrophe - Pension Plans

    By Reason Foundation January 12, 2009

    Think Fannie Mae and Freddie Mac were a politicized financial disaster? Just wait until pension funds implode. By Jon Entine | February 2009 Print Edition Funds worth trillions of dollars start to plummet in value. Political pressure to be “socially responsible” distorts the market...