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  • Opinion:Homeowners Still Deadbeats After Mortgage Loans Are Modified

    By Reason Foundation July 01, 2009

    Lose what little faith you still have in your fellow Americans with the new Mortgage Metrics Report . For the first time, the quarterly report [ pdf ] from the Office of the Comptroller of the Currency and the Office of Thrift Supervision includes information on redefault rates for modified...

  • Opinion:Is Another Wave of Home Foreclosures About to Hit?

    By Reason Foundation September 24, 2009

    by Tim Cavanaugh All signs point to a new flood of real estate foreclosures that no amount of government sandbagging will prevent. Sources of trouble: -- A record 7.58 percent of U.S. homeowners with mortgages were at least 30 days late on payments in August, says Equifax, up from 7.32...

  • Opinion:Another Myth-Link Between Home Foreclosures and Crime Rates

    By Reason Foundation November 23, 2009

    By Tim Cavanaugh Remember when real estate foreclosures were decimating neighborhoods in Cleveland, eroding neighborhoods in Boston, creating ghost towns in Chicago? No? Then maybe you remember the foreclosure-driven crime wave that hit Washington D.C. ; Atlanta, Georgia ;...

  • Opinion:Obama Fails to Stop Home Foreclosures

    By The Cato Institute August 10, 2009

    by Mark A. Calabria Why have efforts of President Barack Obama's administration to reduce foreclosures had so little impact? In response to this embarrassment, the Obama administration has called the largest mortgage servicers to Washington, and Congress has held at least three hearings over the...