http://www.opposingviews.com/questions/what-are-the-most-important-things-to-know-about-an-ira Opposing Views - What are the Most Important Things To Know About an IRA? http://www.opposingviews.com/arguments/what-are-the-downsides-of-ira-s For all their good points, there are some downsides to IRAs, both Traditional and Roth IRAs. First, we will deal with a Traditional IRA. The major issues are limits on when you can take out the money, when you must take the money out and what... Jeff Kostis, CFP, CPA Tue, 28 Oct 2008 12:18:48 -0500 http://www.opposingviews.com/arguments/what-are-the-downsides-of-ira-s http://www.opposingviews.com/arguments/what-type-of-ira-should-you-use-a-roth-ira-or-a-traditional-ira The answer depends on good your crystal ball is. You need to guess if your tax rate be higher or lower in the future. Your answer is important because the accounts, at their core, are very similar. The major difference is that a Traditional IRA is... Jeff Kostis, CFP, CPA Tue, 28 Oct 2008 12:17:23 -0500 http://www.opposingviews.com/arguments/what-type-of-ira-should-you-use-a-roth-ira-or-a-traditional-ira http://www.opposingviews.com/arguments/you-just-might-be Believe it or not, the IRS just might end up inheriting 70-90% of your IRA.  I know, you paid $3,000 to an estate planning attorney to have him draw up your will and living trust, and you naturally assume that he or she addressed all the... Richard S. Winer Thu, 23 Oct 2008 15:54:36 -0500 http://www.opposingviews.com/arguments/you-just-might-be http://www.opposingviews.com/arguments/iras-do-not-pass-to-beneficiaries You might also be surprised to know that IRAs do not pass to beneficiaries through wills and trusts. They are passed solely through the IRA beneficiary form. So if your will states that you want your IRA to go to your new wife and your ex-wife's... Richard S. Winer Thu, 23 Oct 2008 15:53:45 -0500 http://www.opposingviews.com/arguments/iras-do-not-pass-to-beneficiaries http://www.opposingviews.com/arguments/ira-basics IRA is an acronym for Individual Retirement Account. In general, there are two types of IRAs – Traditional and Roth. IRAs were created to help us save for retirement.   A Traditional IRA helps you save for retirement in two ways. First, you... Jeff Kostis, CFP, CPA Wed, 22 Oct 2008 15:58:48 -0500 http://www.opposingviews.com/arguments/ira-basics