Music star Kanye West has filed a lawsuit against an insurance company for its reluctance to pay for canceled tour dates.
West filed the suit against insurer Lloyd's of London, seeking damages of roughly $10 million for its refusal to cover the losses incurred by the cancelation of several tour dates, according to The Sun.
Lloyd's contests that West's cancelation of tour dates, followed later by a psychiatric evaluation at a Los Angeles hospital, was the result of West's marijuana habit. The insurer says smoking caused the health issues West suffered, therefore causing the cancelation of the tour.
West scrapped the final 21 dates of his "Saint Pablo" tour shortly after learning his wife, reality TV star Kim Kardashian, was robbed at gunpoint while staying at a hotel in Paris.
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West's loss claim began two days after he checked into the hospital for psychiatric evaluation, as West's touring company sought coverage for the removed dates. Lloyd's of London has yet to pay for any of the losses.
"Nor have they provided anything approaching a coherent explanation about why they have not paid, or any indication if they will ever pay or even make a coverage decision, implying that Kanye’s use of marijuana may provide them with a basis to deny the claim and retain the hundreds of thousands of dollars in insurance premiums paid by [West's tour company]," read the official complaint filed on West's behalf in federal court, according to The Hollywood Reporter.
When West was hospitalized, the tour company provided Lloyd's of London proof of the claim, citing doctors' advisory that West's condition was serious enough that he not tour. But, West's company states in its claim, Lloyd's has refused to pay.
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"Almost immediately after the claim was submitted, Defendants selected legal counsel to oversee the adjustment of the claim, instead of the more normal approach of retaining a non-lawyer insurance adjuster," states West's complaint.
According to the suit, Lloyd's sought to interview those outside of West's control to gather information about the star's habits. They would then use information gained as legal leverage, the suit contends.
West's lawyer, Howard King, was critical of Lloyd's of London for its business practices.
"Their business model thrives on conducting unending 'investigations,' of bona fide coverage requests, stalling interminably, running up their insured's costs, and avoiding coverage decisions based on flimsy excuses," King wrote.
"The artists think they they're buying peace of mind. The insurers know they're just selling a ticket to the courthouse."