Democratic Rep. Carolyn Maloney of New York introduced legislation on Friday that would require all gun owners to have liability insurance.
The bill, called the Firearm Risk Protection Act, would make it mandatory for an individual to have liability insurance before being allowed to purchase a firearm, The Hill reports. If a gun owner is found to not have insurance, they would be fined $10,000. Law enforcement and service members would be exempt, according to Breitbart.
“We require insurance to own a car, but no such requirement exists for guns,” Maloney said. “The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise.”
Automobile insurance, according to Maloney, gives drivers an incentive to be more cautious on the road and avoid accidents. A similar incentive, she said, would reduce gun violence.
“An insurance requirement would allow the free market to encourage cautious behavior and help save lives,” Maloney said in her statement. “Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur."
Maloney, a vocal supporter of stricter gun control measures, also recently introduced legislation to expand background checks for firearm purchases to gun shows.
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