Etienne Syldor overpaid his mortgage and even sent the money in early, but his lender Wells Fargo stopped taking payments and started foreclosing on his house in Orlando, Florida (video below).
Wells Fargo offered Syldor a mortgage modification in 2012, which the bank said would be permanent if he made four payments on time.
According to court records, Syldor paid early and sent Wells Fargo more money than he was required to.
"When he came in and showed me all of the documents, it was just unbelievable," attorney LaMya Henry told WFTV 9. "Who gets foreclosed on when they've made all payments on time?"
Wells Fargo claims that Syldor didn't follow the modification guidelines because he paid his mortgage early and sent too much money.
"For some loans, completing trial payments is a significant step toward a permanent modification," said Wells Fargo representative Veronica Clemons in a statement.
"However, in this instance, the loan was part of a mortgage-backed security and in a protected pool, with specific payment guidelines. We are working with Mr. Syldor to explain the guidelines and explore options that may help."
Source: WFTV 9